HDFC Flexi Cap Fund vs Nippon India Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
19.38%
Dono funds, HDFC Flexi Cap Fund aur Nippon India Multi Cap Fund, multi cap category mein aate hain, lekin unke returns aur risk profile alag hain. Dekho, kis fund mein aapko apna paisa invest karna chahiye, yeh jaanne ke liye hum in funds ke returns, risk, aur expenses ka comparison karenge.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BNippon India Multi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Nippon India |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 1945.71 | 327.56 |
| AUM (₹ Cr) | 10.05 Lac Cr | 5.26 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.84% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 14.38 |
| Sharpe Ratio | 0.87 | 0.9 |
| 1 Year Return (%) | -0.81% | 1.81% |
| 3 Year Return (%) | 17.84% | 19.38% |
| 5 Year Return (%) | 17.6% | 20.94% |
| Since Launch (%) | 14.35% | 15.99% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 99.5% |
| Portfolio Turnover | 26% | 89% |
🤖 AI Verdict – Which is Better?
Haan, long-term wealth creation ke liye, Nippon India Multi Cap Fund behtar hai, kyunki uska 3Y return 19.38% hai, jo HDFC Flexi Cap Fund ke 17.84% se zyada hai. Lekin, risk bhi zyada hai, lekin expense ratio thoda zyada hai, 0.84% ki jagah 0.67%.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
📈 SIP Suitability
Chaliye, SIP ke liye, Nippon India Multi Cap Fund behtar hai, kyunki uska consistency aur return stability zyada hai, aur 10+ saal ke liye investment karne par yeh fund behtar returns de sakta hai.
⚠️ Risk & Cost Analysis
Sach ye hai, dono funds ka riskometer very high hai, lekin Nippon India Multi Cap Fund ka volatility 14.38 hai, jo HDFC Flexi Cap Fund ke 12.97 se zyada hai. Lekin, Sharpe ratio behtar hai, 0.9 ki jagah 0.87, isliye yeh fund better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Dekho, asset allocation ke maamle mein, Nippon India Multi Cap Fund ka equity allocation 99.5% hai, jo HDFC Flexi Cap Fund ke 97% se zyada hai. Top holdings mein bhi, Nippon India Multi Cap Fund ka concentration zyada hai, lekin sector risk bhi zyada hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Multi Cap Fund ka 5Y return 20.94% hai, jo HDFC Flexi Cap Fund ke 17.6% se zyada hai, isliye yeh fund long run mein behtar returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, Nippon India Multi Cap Fund ka higher risk worth it hai, kyunki uska Sharpe ratio 0.9 hai, jo HDFC Flexi Cap Fund ke 0.87 se behtar hai, isliye yeh fund better risk-adjusted returns deta hai.
Q3: Which fund is more cost‑effective?
HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo Nippon India Multi Cap Fund ke 0.84% se kam hai, isliye yeh fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price