HDFC Flexi Cap Fund vs SBI Focused Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
18.13%
Dono funds multi cap category mein aate hain, lekin unke returns, risk aur expense ratio alag hain. Dekho, aage hum in dono funds ka comparison karte hain aur aapko bataate hain ki kaunsa fund aapke long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BSBI Focused Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | SBI Mutual Fund |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 1945.71 | 432.21 |
| AUM (₹ Cr) | 10.05 Lac Cr | 4.60 Lac Cr |
| Expense Ratio (%) | 0.67% | 1.47% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 13.25 |
| Sharpe Ratio | 0.87 | 0.88 |
| 1 Year Return (%) | -0.81% | 12.11% |
| 3 Year Return (%) | 17.84% | 18.13% |
| 5 Year Return (%) | 17.6% | 15.02% |
| Since Launch (%) | 14.35% | 15.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% |
| Portfolio Turnover | 26% | 45% |
🤖 AI Verdict – Which is Better?
Haan, dono funds very high risk wale hain, lekin HDFC Flexi Cap Fund ka 3Y return 17.84% hai aur expense ratio 0.67% hai, jo ki SBI Focused Fund se kam hai. Isliye, hum HDFC Flexi Cap Fund ko long-term wealth creation ke liye behtar maante hain.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
📈 SIP Suitability
Chaliye, SIP ke liye dekhte hain, to HDFC Flexi Cap Fund ka 3Y return thoda accha hai, lekin SBI Focused Fund ka 1Y return 12.11% hai, jo ki HDFC Flexi Cap Fund se zyada hai. Lekin, consistency ke mamle mein HDFC Flexi Cap Fund thoda behtar hai.
⚠️ Risk & Cost Analysis
Sach ye hai, dono funds very high risk wale hain, lekin HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai aur volatility 12.97 hai, jo ki SBI Focused Fund se thoda kam hai. Isliye, HDFC Flexi Cap Fund risk-adjusted returns ke mamle mein behtar hai.
📊 Portfolio Diversification
Dekho, asset allocation ke mamle mein HDFC Flexi Cap Fund mein 97% equity hai, jabki SBI Focused Fund mein 76.29% equity hai. Top holdings ke mamle mein HDFC Flexi Cap Fund mein HDFC Bank Ltd. aur ICICI Bank Ltd. hain, jabki SBI Focused Fund mein Alphabet Inc Class A hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jabki SBI Focused Fund ka 5Y return 15.02% hai, isliye HDFC Flexi Cap Fund long run mein behtar returns deta hai.
Q2: Is the higher risk fund worth it?
Dono funds very high risk wale hain, lekin HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo ki SBI Focused Fund ke 0.88 se thoda kam hai, isliye higher risk fund worth it nahi hai.
Q3: Which fund is more cost‑effective?
HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jabki SBI Focused Fund ka expense ratio 1.47% hai, isliye HDFC Flexi Cap Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price