HDFC Mid Cap Fund vs Nippon India Growth Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
25.15%
Dekho, chaliye, hum aaj Fund A aur Fund B ki tarah mein compare karne wale hain. Dono funds mid-cap category mein hain aur long-term wealth creation ke liye aavashyak hain. Aaj ham aapko bataenge ki Fund A ya Fund B kaun se fund better hai.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BNippon India Growth Mid Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Nippon India |
| Category | Mid Cap | Mid Cap |
| NAV (₹) | 220.36 | 4845.02 |
| AUM (₹ Cr) | 9.47 Lac Cr | 4.58 Lac Cr |
| Expense Ratio (%) | 0.73% | 1.26% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 15.97 |
| Sharpe Ratio | 0.92 | 1.17 |
| 1 Year Return (%) | 5.95% | 10.17% |
| 3 Year Return (%) | 22.29% | 25.15% |
| 5 Year Return (%) | 20.24% | 22.32% |
| Since Launch (%) | 17.1% | 18.36% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Amber Singhania; Kinjal Desai; Rupesh Patel (8.0 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty Midcap 150 TRI |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | BSE Ltd. (4.21%), Fortis Healthcare Ltd. (2.76%), The Federal Bank Ltd. (2.57%) |
| Asset Allocation | Equity: 93.46% | Equity: 98.55% |
| Portfolio Turnover | 13% | 74% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund B ka 3Y return 25.15% hai, jiska average hai Fund A ka 22.29% return. Iske alawa, Fund B ka expense ratio 1.26% hai, jiska average hai Fund A ka 0.73% expense ratio. Haan, Fund B ka riskometer Very High hai, lekin Sharpe ratio 1.17 hai, jiska average hai Fund A ka Sharpe ratio 0.92. Isliye, Fund B long-term wealth creation ke liye better fund hai.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider Nippon India Growth Mid Cap Fund?
- Expense ratio: 1.26%
- 3Y return: 25.15%
- AUM: 4.58 Lac Cr
- Sharpe Ratio: 1.17
📈 SIP Suitability
Ek monthly SIP ke liye, Fund B ka consistency aur return stability better hai. Fund B ka 1Y return 10.17% hai, jiska average hai Fund A ka 5.95% return. Iske alawa, Fund B ka asset allocation 98.55% hai, jiska average hai Fund A ka 93.46% asset allocation. Isliye, Fund B ek monthly SIP ke liye better fund hai.
⚠️ Risk & Cost Analysis
Riskometer aur Sharpe ratio ka dhyan rakhkar, Fund B ka risk-adjusted returns better hai. Fund B ka riskometer Very High hai, lekin Sharpe ratio 1.17 hai, jiska average hai Fund A ka Sharpe ratio 0.92. Iske alawa, Fund B ka expense ratio 1.26% hai, jiska average hai Fund A ka 0.73% expense ratio. Isliye, Fund B risk-adjusted returns ke liye better fund hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ka dhyan rakhkar, Fund A ka portfolio diversified hai. Fund A ka asset allocation 93.46% hai, jiska average hai Fund B ka 98.55% asset allocation. Iske alawa, Fund A ka top holdings concentration 4.37% hai, jiska average hai Fund B ka 4.21% top holdings concentration. Isliye, Fund A ka portfolio diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
Nippon India Growth Mid Cap Fund
₹2691264.97
@25.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B ka 5Y return 22.32% hai, jiska average hai Fund A ka 20.24% return. Isliye, Fund B long-run ke liye better fund hai.
Q2: Is the higher risk fund worth it?
Fund B ka Sharpe ratio 1.17 hai, jiska average hai Fund A ka Sharpe ratio 0.92. Iske alawa, Fund B ka expense ratio 1.26% hai, jiska average hai Fund A ka 0.73% expense ratio. Isliye, Fund B higher risk fund worth hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.73% hai, jiska average hai Fund B ka 1.26% expense ratio. Isliye, Fund A more cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price