Motilal Oswal Large Cap Fund vs Nippon India Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
15.4%
Aapko yeh pata chal raha hai ki aapke paas do bade funds hain - Motilal Oswal Large Cap Fund aur Nippon India Large Cap Fund. Ye donon funds large cap category mein aate hain. Chaliye dekhte hain ki yeh donon funds aapke long-term wealth creation ke liye kaise suit hain.
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BNippon India Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | Nippon India |
| Category | Large Cap | Large Cap |
| NAV (₹) | 13.56 | 98.75 |
| AUM (₹ Cr) | 5.35 Lac Cr | 5.17 Lac Cr |
| Expense Ratio (%) | 0.82% | 0.8% |
| Riskometer | Very High | Very High |
| Volatility | 12.29 | 12.25 |
| Sharpe Ratio | 0.46 | 0.73 |
| 1 Year Return (%) | -1.96% | -0.91% |
| 3 Year Return (%) | 12.12% | 15.4% |
| 5 Year Return (%) | 12.11% | 16.46% |
| Since Launch (%) | 14.83% | 15.3% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) |
| Benchmark | Nifty 50 | BSE 100 Total Return Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.43% |
| Portfolio Turnover | 26% | 70% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, hamara verdict hai ki Nippon India Large Cap Fund better fund hai. Yeh fund 3Y return mein 15.4% return dete hain, jo ki Motilal Oswal Large Cap Fund ke 12.12% se jyada hai. Lekin, expense ratio ki baat karein, to Motilal Oswal Large Cap Fund ki expense ratio 0.82% hai, jo ki Nippon India Large Cap Fund ki 0.8% se jyada hai. Risk ke liye bhi, donon funds very high riskometer par aate hain, lekin Nippon India Large Cap Fund ka riskometer Motilal Oswal Large Cap Fund ke riskometer se kam hai.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
Monthly SIP ke liye, hamara verdict hai ki Nippon India Large Cap Fund better fund hai. Yeh fund consistency aur return stability ke liye jyada suit hai. Motilal Oswal Large Cap Fund ki 1Y return -1.96% hai, jo ki Nippon India Large Cap Fund ki -0.91% se jyada gir rahi hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ki comparison karke, hamne dekha hai ki Nippon India Large Cap Fund better risk-adjusted returns dete hai. Yeh fund ka riskometer Motilal Oswal Large Cap Fund ke riskometer se kam hai, volatility 12.25 hai, aur Sharpe ratio 0.73 hai. Lekin, expense ratio ki baat karein, to Motilal Oswal Large Cap Fund ki expense ratio Nippon India Large Cap Fund ki expense ratio se jyada hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ki comparison karke, hamne dekha hai ki Motilal Oswal Large Cap Fund ka asset allocation Nippon India Large Cap Fund ke asset allocation se kam hai. Motilal Oswal Large Cap Fund ka 96.00% asset allocation equity mein hai, jabki Nippon India Large Cap Fund ka 96.43% asset allocation equity mein hai. Lekin, top holdings concentration ki baat karein, to Nippon India Large Cap Fund ka top holdings concentration Motilal Oswal Large Cap Fund ke top holdings concentration se kam hai.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Large Cap Fund 5Y return mein 16.46% return dete hain, jo ki Motilal Oswal Large Cap Fund ke 12.11% se jyada hai.
Q2: Is the higher risk fund worth it?
Nahi, Nippon India Large Cap Fund ka volatility Motilal Oswal Large Cap Fund ke volatility se kam hai, aur Sharpe ratio bhi Motilal Oswal Large Cap Fund ke Sharpe ratio se kam hai.
Q3: Which fund is more cost-effective?
Motilal Oswal Large Cap Fund ki expense ratio Nippon India Large Cap Fund ki expense ratio se jyada hai, lekin Nippon India Large Cap Fund ka AUM Motilal Oswal Large Cap Fund ka AUM se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price